Please use the Quicklinks menu below in order to navigate through the site.

Quicklinks

E-Cash ISA

E-Cash ISA Interest Rates

E-Cash ISA Interest Rates

This product is no longer available to new business. For account information, please call our Customer Services Staff on 0845 845 0829. Calls are charged at local rates from a BT landline - mobiles and other networks may vary. Our lines are open 8am to 6pm Monday to Friday (Wednesday from 10am).

Summary Box
Key Product Information for our Savings Account(s)
Account Name E-Cash ISA
Interest Rates
(AERs)

Please see below for full information.
Interest rates are variable.

Tax Status Tax free savings. Interest is payable gross as long as HM Revenue and Customs requirements are met.
Conditions for Bonus Payment No bonus payment applies to this account.
Withdrawal Arrangements No notice period or charges for withdrawals.
Access Internet

Current Interest Rates

Effective from 27 June 2013

 
Balance AER/tax free (variable)
£10 and over
1.30%

Previous Interest Rates

For previous interest rate information for your account please call our Customer Service staff on 0845 845 0829.

Interest Payment Periods

Interest can be paid annually on 1 April, or twice yearly on 1 April and 1 October.

Definitions

On the interest rate table you may see some terms you are unfamiliar with. These are:

Tax Free — This is the contractual rate of interest payable where interest is exempt from income tax.

Tax treatment depends on your individual circumstances and may change

AER — Stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. (As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time).

The AER advertised is based on interest paid gross and capitalised to the account once a year– please note that other interest payment periods are available and the actual interest rate on your account will be lower if you have interest applied more frequently, but when compounded will equal the AER.