Savings

Our range of savings accounts

Personal savings accounts

  • Ideal if you enjoy being in control of your savings through online banking
  • Minimum balance only £1
  • Account managed via Internet Banking
  • Apply online - now
  • Ideal if you are looking for an immediate transfer of funds to your main bank or building society account
  • Internet Banking available
  • Minimum balance only £100

  • Ideal if you are looking for a tax free rate of return
  • Operated by Internet Banking
  • Minimum balance only £10
  • Cash ISA limit is £5,940 for all investors aged 16 and over

  • Ideal if you don't need access to your cash for the next three years
  • Fixed rate of interest earned on your money for three years
  • Minimum deposit of £10,000, maximum £5,000,000
  • Available to new and existing Scottish Widows Bank customers

Non-personal savings accounts


  • Ideal for charities
  • No notice period or penalties for withdrawals
  • This account works alongside your organisation’s existing bank or building society current account
  • Minimum balance only £500

  • Ideal for clubs and associations
  • No notice period or penalties for withdrawals
  • This account works alongside your organisation’s existing bank or building society current account
  • Minimum balance only £500

  • Ideal for a wide range of formal trusts
  • Available to Possession Trusts, Discretionary Trusts, Accumulation and Maintenance Trusts, and Contingent Trusts
  • No notice period or penalties for withdrawals
  • Works alongside the trust’s existing bank or building society account
  • Manage the account by telephone or post

  • Ideal if your organisation doesn't need access to its cash for the next 12 months
  • Available to Charities, Trusts, Clubs and Associations
  • A fixed rate of interest during the one year term
  • Minimum deposit of £10,000

  • Ideal if your organisation doesn't need access to its cash for the next three years
  • Available to Charities, Trusts, Clubs and Associations
  • Fixed rate of interest earned on your money for three years
  • Interest will be paid monthly, quarterly or annually
  • Minimum deposit of £10,000, maximum £5,000,000

  • For pension fund trustees
  • Designed specifically to hold the cash element of pension funds
  • Works alongside the pension fund's existing bank or building society account
  • Manage the account by telephone or post
  • Minimum balance only £500

  • Ideal if your pension fund doesn't need access to some of its cash for the next three years
  • Available to pension fund trustees
  • Fixed rate of interest earned on your money for three years
  • Minimum deposit of £10,000, maximum £5,000,000