Savings

Our personal savings accounts

Whatever you’re saving for we offer a range of products with varying degrees of access and interest so you can choose one that suits you best.

• Ideal if you are looking for a high rate of return and immediate transfer of funds to your main bank or building society account
• Bonus of 1.25% on the interest rate for the first six months on the first account you open
• Internet Banking available
• Minimum balance only £100.

• Ideal if you do not need immediate access to your funds and would like a higher rate of interest
• Bonus of 1.25% on the interest rate for the first six months on the first account you open
• Internet Banking available
• Minimum balance only £100.

• Ideal if you are looking for a consistently competitive, tax free rate of return
• Operated by Internet Banking
• Bonus of 1.50% on the interest rate for the first 12 months on the first account you open
• Minimum balance only £10
• Current investment limit £3,600 per tax year.

• Ideal if you don’t need access to your cash for the next 12 months
• Fixed rate of interest earned on your money for 12 months and paid to your account at maturity
• Minimum deposit of £10,000, maximum £1,000,000
• Available to new and existing Scottish Widows Bank customers.

Our business savings accounts

• Ideal for any deposit funds which are non-personal, it offers a high interest deposit facility
• Available to a wide range of companies, charities, clubs and associations and pension fund trustees
• Offering quick and easy access, this account works alongside your organisation’s existing bank or building society current account.

• Ideal for any deposit funds which are non-personal, it offers a high interest deposit facility
• Available to a wide range of companies, charities, clubs and associations and pension fund trustees
• With a 7-day notice period for withdrawals, this account works alongside your organisation’s existing bank or building society current account.

• Ideal for any deposit funds which are non-personal, it offers a high interest deposit facility
• Available to a wide range of companies, charities, clubs and associations
• Ideal if you don't need access some of your money for the next 12 months
• Fixed rate of interest earned on your money for 12 months and paid to the account at maturity
• Minimum deposit of £10,000.

• Ideal for a wide range of formal trusts
• Available to Bare Trusts, Possession Trusts, Discretionary Trusts, Accumulation and Maintenance Trusts, and Contingent Trusts
• Works alongside the trust’s existing bank or building society account
• Manage the account by telephone or post.

• Available to pension fund trustees only
• A simple way to get more out of the pension funds you hold
• Minimum balance only £500
• Works alongside your existing pension fund current account.

• Ideal if your pension fund doesn't need access to some of it's cash for the next 12 months
• Available to pension fund trustees
• Fixed rate of interest earned on your money for 12 months and paid to the account at maturity
• Minimum deposit of £10,000.