A flexible 90% mortgage exclusively for professionals
If you’re a fully qualified:
- medical doctor
- dentist
- accountant
- optometrist
- barrister
- solicitor (including trainees)
- vet
- pharmacist
- teacher
Scottish Widows Bank has a mortgage just for you.
Our Professional Mortgage allows you to borrow up to 90% of the value of your property — and at a competitive interest rate.
And we assess each application individually rather than sticking to a rigid formula. It doesn't matter if you’re newly qualified or have spent many years in your profession — whatever stage you are at in your life or career our Professional Mortgage is flexible enough to adapt to your needs.
Other features you may find useful include:
- Offset facility — use your savings to help you save money on your mortgage. You can choose to benefit from either reducing the term of your mortgage, or reducing your monthly mortgage payment.
- Mortgage Reserve Account — if your main mortgage is less than the agreed maximum amount you can borrow, you could access the extra funds as and when you choose.
- Remortgage Package or Cashback — we offer a free Remortgage Package if completion is handled by our solicitors, or £300 cashback on completion.
In detail will give you more in-depth information about our Professional Mortgage including how much you can borrow, repayment methods and our remortgage package.
