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Professional Mortgage

A flexible 90% mortgage exclusively for professionals

If you’re a fully qualified:

  • medical doctor
  • dentist
  • accountant
  • optometrist
  • barrister
  • solicitor (including trainees)
  • vet
  • pharmacist
  • teacher

Scottish Widows Bank has a mortgage just for you.

Our Professional Mortgage allows you to borrow up to 90% of the value of your property — and at a competitive interest rate

And we assess each application individually rather than sticking to a rigid formula. It doesn’t matter if you’re newly qualified or have spent many years in your profession — whatever stage you are at in your life or career our Professional Mortgage is flexible enough to adapt to your needs.

Other features you may find useful include:

  • Offset facility — use your savings to help pay off your mortgage early and save money.
  • Mortgage Reserve Account — if your main mortgage is less than the agreed maximum amount you can borrow, you could access the extra funds as and when you choose.
  • Remortgage Package or Cashback — if you are borrowing £750,000 or less and move your mortgage to Scottish Widows Bank we offer a free Remortgage Package if completion is handled by our solicitors, or £300 cashback. If you are borrowing more than £750,000 you will receive £300 cashback on completion.

In detail will give you more in-depth information about our Professional Mortgage including how much you can borrow, repayment methods and our remortgage package.