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Offsetting

Offset

Make your money work harder

If you have a Scottish Widows Bank mortgage*, on a variable rate or 2 year fixed rate , you can use your savings to help save money on your mortgage at no extra cost.

  • With our offset facility you can choose to benefit from either reducing the term of your mortgage, or reducing your monthly mortgage payment.

*not available on all Buy-to-Let mortgages, and Lifetime Mortgages with a fixed rate.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

To find out more or to apply, please call us on 0845 845 0829. Calls are charged at local rates from a BT landline - mobiles and other networks may vary. Our lines are open 8am to 6pm Monday to Friday (Wednesday from 10am).