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Existing Customers - Mortgages

Get the most out of your mortgage

Switch to a new rate

  • Whether you're coming to the end of your current deal with Scottish Widows Bank, or already on one of our variable rates and want the security of a fixed rate, take a look at your options.

Additional Borrowing

  • If you'd like to borrow more on your existing mortgage, find out how to apply.

Offset

  • With Offset you could use your savings to save thousands of pounds on your mortgage. See how it works and add Offset to your mortgage.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Frequently asked questions

  • Find the answers to our most commonly asked questions

The Bank of England base rate and your mortgage

  • See how the Bank of England base rate affects your mortgage.

Internet Banking

  • Log in or register for Internet Banking to make overpayments and view your mortgage online.

Financial difficulty

  • Information and advice for customers who may be experiencing financial difficulty.

Mortgage literature

  • All of our brochures, guides and forms, available to download.

Mortgage Reserve Account

  • This product is no longer available. If you already have a Mortgage Reserve Account you can view basic rate information and our contact details within this section.