Cookies Notice

Important information about cookies

About cookies

Cookies are text files containing small amounts of information which are downloaded to your device when you visit a web site.  Cookies are then sent back to the originating web site on each subsequent visit, or to another web site that recognises that cookie.  Cookies are useful because they allow a web site to recognise a user’s device.

Cookies do lots of different jobs, like letting you navigate between pages efficiently, remembering your preferences, and generally improve the user experience.  They can also ensure that adverts you see online are more relevant to you and your interests.

With most internet browsers, you can erase cookies from your computer hard drive, block all cookies or receive a warning before a cookie is stored.  If you want to know how to do this please look at the help menu on your web browser.  However, please note that switching off or “opting out” of the use of cookies will mean that you may not be able to use certain features of the website.  Find out more about the use of cookies and how to switch off cookies on www.cookiecentral.com or www.aboutcookies.org. 

The cookies used on our websites can be categorised in the following ways. 

Strictly Necessary Cookies

These cookies are essential in order to enable you to move around the web site and use its features, such as accessing secure areas of the web site. Without these cookies services you have asked for, such as shopping baskets or e-billing, cannot be provided. These cookies don’t gather information about you that could be used for marketing or remembering where you've been on the internet.

Strictly necessary cookies used within our site

Cookie Name Purpose
sw-ex-o Used in conjunction with the SW-ex-s cookie this secure session cookie is used to ensure the user remains logged in after loading a new page.
JSESSIONID This cookie is used when you visit our website and apply for certain product types. This cookie is destroyed each time you close your browser.

Performance cookies

These cookies collect information about how visitors use a web site, for instance which pages visitors go to most often, and if they get error messages from web pages.  These cookies don't collect information that identifies a visitor.  All information these cookies collect is anonymous and is only used to improve how a web site works.

Performance cookies used within our site

Cookie Name Purpose
ns_cookietest Used to confirm that your browser is able to accept cookies. This cookie is destroyed each time you close your browser.
S1 Used in conjunction with the C1 cookie, this is a unique identifier given to each computer to allow log analysis to determine the number of unique users for various parts of our websites. Data is only used in aggregate.
C1 Used in conjunction with the S1 cookie, this is a unique identifier given to each computer to allow log analysis to determine the number of unique users for various parts of our websites. Data is only used in aggregate.
utmz Analytics cookie which stores where a visiting user has come from by way of other websites.
utma Analytics cookie that stores the amount of visits made, the time of the first visit, the previous visit, and the current visit.
utmc & utmb Analytics cookie that’s used to check approximately how long you stay on a site: when a visit starts, and approximately ends . This cookie is destroyed each time you close your browser
sp3dtag Analytics cookie that stores the amount of visits made, the time of the first visit, the previous visit, and the current visit.
rwtag  Analytics cookie that stores the amount of visits made, the time of the first visit, the previous visit, and the current visit.
id Analytics cookie that stores the amount of visits made, the time of the first visit, the previous visit, and the current visit.
ns_session Used in conjunction with the S1 cookie to identify user sessions on the website. Data is only used in aggregate. This cookie is destroyed each time you close your browser.

Functionality cookies

These cookies allow the web site to remember choices you make (such as your user name, language or the region you are in) and provide enhanced features.  For instance, a web site may be able to provide you with local weather reports or traffic news by storing in a cookie the region in which you are currently located.  These cookies can also be used to remember changes you have made to text size, font and other parts of web pages that you can customise.  They may also be used to provide services you have requested such as watching a video or commenting on a blog. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites.

 

Functionality cookies used within our site

Cookie Name Purpose
sw-warn-brow Remembers whether the browser warning screen was shown.

By using our website, you agree that we can place the cookies described above on your device.

How to reject or delete these cookies: www.aboutcookies.org

Third Party Cookies in use on our sites

Google Analytics

Scottish Widows websites use Google Analytics, a web analytics service provided by Google, Inc. Google Analytics sets a cookie in order to evaluate your use of the site and compile reports for us on activity. Google stores the information collected by a cookie and may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf.  Google will not associate your IP address with any other data held by Google.

Google cookies used within our site:

Cookie Name Purpose
utmz Analytics cookie which stores where a visiting user has come from by way of other websites.
utma Analytics cookie that stores the amount of visits made, the time of the first visit, the previous visit, and the current visit.
utmc & utmb Analytics cookie that’s used to check approximately how long you stay on a site: when a visit starts, and approximately ends. This cookie is destroyed each time you close your browser.
sp3dtag Analytics cookie that stores the amount of visits made, the time of the first visit, the previous visit, and the current visit.
rwtag Analytics cookie that stores the amount of visits made, the time of the first visit, the previous visit, and the current visit.
test_cookie Analytics "test" cookie, which is used only to verify if your browser is accepting cookies, will self-delete within 24 hours.

How to reject or delete these cookies http://www.google.com/intl/en/privacypolicy.html

ComScore

An independent measurement and research company gathers information regarding visitor activity on Scottish Widows websites and other Scottish Widows online services. Data is gathered on Scottish Widows behalf using cookies, log file data, and code that is embedded on our websites. Scottish Widows uses this information to help improve the services it provides to its users.

Information (such as IP addresses) that comScore collects is done so in accordance with the EU’s data protection requirements. For information on how comScore treats personal data please see the comScore Privacy Policy.

ComScore Cookies in use on this site:

Cookie Name Purpose
S1

Used in conjunction with the C1 cookie This is a unique identifier given to each computer to allow log analysis to determine the number of unique users for various parts of our websites. Data is only used in aggregate.

C1

Used in conjunction with the S1 cookie, this is a unique identifier given to each computer to allow log analysis to determine the number of unique users for various parts of our websites. Data is only used in aggregate.

How to reject or delete these cookies http://www.comscore.com/About_comScore/Privacy_Policy

Useful information about cookies

Useful information about cookies can be found at:
http://www.allaboutcookies.org

Internet Advertising Bureau

A guide to behavioural advertising and online privacy has been produced by the internet advertising industry which can be found at:
http://www.youronlinechoices.eu

International Chamber of Commerce United Kingdom

Information on the ICC (UK) UK cookie guide can be found on the ICC website section:
http://www.international-chamber.co.uk/our-expertise/digitaleconomy