Who we are

Scottish Widows Bank welcomed its first customers when it opened for business on the 1st May 1995. With only 18 staff in the beginning, we were the small banking arm of Scottish Widows - a long-established and substantial life, pensions and investment company.

Despite being set-up 180 years later, we are proud to offer the innovation and flexibility of a modern, efficient company along with the financial strength and heritage of a trusted and recognised financial services brand.

Over the past 12 years, our business has expanded considerably, reflected not only by the size of our operation (we now employ approximately 400 staff at our head office in Edinburgh) but by the growth in our product range.

We initially launched into the banking market with savings products.  We now have a range of short term savings products including our Instant Transfer and Treasury Tracker Accounts.

Two years after we first set-up we made a decision to capitalise on our growing reputation by moving into the mortgage market.  Our decision proved to be a good one when we were one of the first lenders to launch a flexible mortgage.  Our success continued the following year when we identified a gap in the market and launched a mortgage specifically for professionals such as solicitors and accountants offering borrowing up to 100%.

Our products are available via Financial Advisers or through our friendly and helpful direct sales team.