If you are considering joining the Armed Forces Stakeholder Pension plan, or are already a member, you can find out more about the benefits of the plan on this page and in the downloadable literature.
Scottish Widows is working with your employer to provide this company pension to help you get the most out of planning and saving for retirement. With the taxman helping you to save, it literally pays you to join.
How do I find out more?
The Joining Guide (pdf)
will answer most of your questions and tell you about the benefits of joining, and should be read in conjunction with the Key Features (pdf ) and Example Illustrations (pdf) .
Investment Choices
Information on the investment choices available to you can be found in the documents and links below.
Joining Guide (pdf)
Pension Investment Approach Guide (pdf)
Pension funds - Investor’s Guide (pdf)
Access the latest fund prices and fact sheets.
How do I Join?
Once you have read the Key Features (pdf) along with Important Notes for Applications (pdf) simply complete the Joining Form (pdf) and return it to your employer. Details of the terms and conditions of the plan can be found in the Pre Sale Policy provisions (pdf).
Access your pension plan online
Once you have joined, we make it quick and simple to keep track of your pension using our online member services. This gives you access to a range of online services such as switching funds online, viewing your current and historic plan values and payment details. For more information on using our online member services download the Guide to Online Services (pdf)
Please contact Scottish Widows on 0845 608 0376 (+44 131 655 660 if calling from abroad) if you need a paper copy of any of the literature detailed above.
The literature and materials available here will be reviewed and updated from time to time. You should check back regularly to make sure you are using the most up-to-date version.
The level of income you receive from your pension plan will depend upon a number of factors including the value of the plan when you decide to take your pension, which isn't guaranteed and can go down as well as up.
Scottish Widows is not providing you with advice on this site. If you have any questions, or if you're not sure whether this product is suitable for you, please speak to your financial adviser.
To view or print PDFs you will need Adobe Acrobat Reader installed on your PC.
Helpline 0845 608 0376 or
+44 131 655 6600
9am - 6pm weekdays
9am - 1pm Saturday
Scottish Widows Direct Sales
69 Morrison Street
Edinburgh EH3 0BR
Fax +44 (0) 131 655 5300
What kind of investor are you?
Find out with our investment decision tool
Unsure how much to save into your pension?
Try our simple Pension Planner to see how much you could get when you retire.
Log-in to Online services